{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-243407","form_type":"8-K","ticker":"BVFL","cik":"0001302387","company_name":"BV Financial, Inc.","filed_at":"2025-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.055387+00:00","generated_at":"2026-05-17T03:11:58.084698+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BV Financial reports Q3 net income $3.7M, EPS $0.41; announces stock repurchase program for up to 10% of shares","bullets":["Q3 net income $3.7M ($0.41 EPS) vs $3.8M ($0.35); adjusted net income $4.4M vs $4.1M.","ROAA 1.65%, ROAE 7.77% for the quarter; net loans +1.2% to $737.9M; deposits +1.9% to $663.8M.","Recorded $1.0M recovery of provision for credit losses; non-accrual loans fell to $3.5M from $4.0M at Dec 31, 2024.","Repurchased 782,324 shares at $16.14 avg in Q3; new buyback authorized up to 10% (~9.5M shares) through June 30, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-243407","json":"https://secwatch.observer/filing/0001193125-25-243407.json","markdown":"https://secwatch.observer/filing/0001193125-25-243407.md","text":"https://secwatch.observer/filing/0001193125-25-243407.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1302387/000119312525243407/0001193125-25-243407-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1302387/000119312525243407/bvfl-20251017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:11:58.084698+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}