{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-245118","form_type":"8-K","ticker":"CSBB","cik":"0000880417","company_name":"CSB Bancorp, Inc.","filed_at":"2025-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.447542+00:00","generated_at":"2026-05-17T03:09:52.893765+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CSB Bancorp reports Q3 EPS $1.57, net income $4.15M, up 32% YoY; ROE 13.19%","bullets":["Net income $4.151M ($1.57 diluted EPS) vs $3.145M ($1.18) in Q3 2024; ROE 13.19%, ROA 1.31%.","Pre-Provision Net Revenue $5.7M, up 23% YoY; net interest margin (FTE) expanded to 3.67% from 3.26%.","Nonperforming loans fell to 0.09% of total loans from 0.47% YoY; net charge-offs only $11K in the quarter.","Average loans up 11% YoY driven by commercial real estate and construction; dividend declared $0.41 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-245118","json":"https://secwatch.observer/filing/0001193125-25-245118.json","markdown":"https://secwatch.observer/filing/0001193125-25-245118.md","text":"https://secwatch.observer/filing/0001193125-25-245118.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/880417/000119312525245118/0001193125-25-245118-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/880417/000119312525245118/csbb-20251021.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:09:52.893765+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}