{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-245228","form_type":"8-K","ticker":"FOA","cik":"0001828937","company_name":"Finance of America Companies Inc.","filed_at":"2025-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.660762+00:00","generated_at":"2026-05-17T03:04:19.428011+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Finance of America enters supplemental indentures modifying terms of 2026 and 2029 notes","bullets":["FOA Funding executed supplemental indentures on Oct 21, 2025, allowing up to $45M in restricted payments for equity repurchases.","Waived existing right to extend maturity of $60M principal of 7.875% Senior Secured Notes due 2026 to Nov 2027.","Amendments treat net proceeds from HMSR instrument monetization as collateral net cash proceeds under both note indentures.","Supplemental indentures relate to 7.875% Senior Secured Notes due 2026 and 10% Exchangeable Senior Secured Notes due 2029."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-245228","json":"https://secwatch.observer/filing/0001193125-25-245228.json","markdown":"https://secwatch.observer/filing/0001193125-25-245228.md","text":"https://secwatch.observer/filing/0001193125-25-245228.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828937/000119312525245228/0001193125-25-245228-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828937/000119312525245228/d930156d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-17T03:04:19.428011+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"668cc2d1fbc91f8cbd1022e6fb509ee0cb128560","claim":"Finance of America Companies Inc. amended senior notes with certain holders of the 2026 Notes.","evidence_excerpt":"the Issuer waives its existing right to extend the maturity date from November 30, 2026 to November 30, 2027 with respect to $60.0 million principal amount of the 2026 Notes","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1828937/000119312525245228/0001193125-25-245228-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Counterparty","value":"certain holders of the 2026 Notes"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}