---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-245228"
form_type: "8-K"
ticker: "FOA"
cik: "0001828937"
company_name: "Finance of America Companies Inc."
filed_at: "2025-10-21T23:59:59+00:00"
generated_at: "2026-05-17T03:04:19.428011+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Finance of America enters supplemental indentures modifying terms of 2026 and 2029 notes

## Summary
- FOA Funding executed supplemental indentures on Oct 21, 2025, allowing up to $45M in restricted payments for equity repurchases.
- Waived existing right to extend maturity of $60M principal of 7.875% Senior Secured Notes due 2026 to Nov 2027.
- Amendments treat net proceeds from HMSR instrument monetization as collateral net cash proceeds under both note indentures.
- Supplemental indentures relate to 7.875% Senior Secured Notes due 2026 and 10% Exchangeable Senior Secured Notes due 2029.

## SEC filing metadata
- accession: 0001193125-25-245228
- form_type: 8-K
- ticker: FOA
- cik: 0001828937
- company_name: Finance of America Companies Inc.
- filed_at: 2025-10-21T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1828937/000119312525245228/0001193125-25-245228-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1828937/000119312525245228/d930156d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-245228
- JSON: https://secwatch.observer/filing/0001193125-25-245228.json
- Plain text: https://secwatch.observer/filing/0001193125-25-245228.txt

## Key facts
- Debt Financings
  Finance of America Companies Inc. amended senior notes with certain holders of the 2026 Notes.
  - Instrument: senior notes
  - Counterparty: certain holders of the 2026 Notes
  - Event: amendment
  source text: the Issuer waives its existing right to extend the maturity date from November 30, 2026 to November 30, 2027 with respect to $60.0 million principal amount of the 2026 Notes
  evidence_url: https://www.sec.gov/Archives/edgar/data/1828937/000119312525245228/0001193125-25-245228-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.