earnings
confidence high
sentiment positive
materiality 0.65
Winchester Bancorp posts Q1 net income of $962K vs prior quarter loss of $920K
Winchester Bancorp, Inc./MD/
2026-Q1 EPS reported
$0.11
- Net income $962K ($0.11 EPS) vs prior quarter net loss $920K ($0.10 loss per share).
- Loans grew $42.0M (5.6%) and deposits increased $37.2M (5.5%) during the quarter.
- Net interest margin expanded to 2.49% from 1.84% year-over-year.
- Provision for credit loss decreased $1M due to methodology change to DCF model.
- Asset quality stable: ACL 0.55% of loans, NPAs 0.24% of total assets ($1.9M).