{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-246796","form_type":"8-K","ticker":"FAF","cik":"0001472787","company_name":"First American Financial Corp","filed_at":"2025-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.475982+00:00","generated_at":"2026-05-17T02:43:24.175125+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First American Q3 net income $190M ($1.84 EPS); raises dividend 2% to $2.20 annual","bullets":["Net income $189.6M ($1.84 diluted EPS) vs net loss $104M last year; adjusted EPS $1.70.","Total revenue $2.0B, up 41% YoY; title segment adjusted pretax margin 12.9%.","Commercial revenues $245.9M (+29% YoY); home warranty pretax margin 14.1% (up from 8.1%).","Raised common dividend 2% to $2.20 annual rate; repurchased 597,726 shares for $34M.","Cash flow from operations $273M vs $237M last year; debt-to-capital ratio 33.0%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-246796","json":"https://secwatch.observer/filing/0001193125-25-246796.json","markdown":"https://secwatch.observer/filing/0001193125-25-246796.md","text":"https://secwatch.observer/filing/0001193125-25-246796.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1472787/000119312525246796/0001193125-25-246796-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1472787/000119312525246796/faf-20251022.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:43:24.175125+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}