---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-246796"
form_type: "8-K"
ticker: "FAF"
cik: "0001472787"
company_name: "First American Financial Corp"
filed_at: "2025-10-22T23:59:59+00:00"
generated_at: "2026-05-17T02:43:24.175125+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First American Q3 net income $190M ($1.84 EPS); raises dividend 2% to $2.20 annual

## Summary
- Net income $189.6M ($1.84 diluted EPS) vs net loss $104M last year; adjusted EPS $1.70.
- Total revenue $2.0B, up 41% YoY; title segment adjusted pretax margin 12.9%.
- Commercial revenues $245.9M (+29% YoY); home warranty pretax margin 14.1% (up from 8.1%).
- Raised common dividend 2% to $2.20 annual rate; repurchased 597,726 shares for $34M.
- Cash flow from operations $273M vs $237M last year; debt-to-capital ratio 33.0%.

## SEC filing metadata
- accession: 0001193125-25-246796
- form_type: 8-K
- ticker: FAF
- cik: 0001472787
- company_name: First American Financial Corp
- filed_at: 2025-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1472787/000119312525246796/0001193125-25-246796-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1472787/000119312525246796/faf-20251022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-246796
- JSON: https://secwatch.observer/filing/0001193125-25-246796.json
- Plain text: https://secwatch.observer/filing/0001193125-25-246796.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.