---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-246931"
form_type: "8-K"
ticker: "PGC"
cik: "0001050743"
company_name: "PEAPACK GLADSTONE FINANCIAL CORP"
filed_at: "2025-10-22T23:59:59+00:00"
generated_at: "2026-05-17T02:40:58.831124+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Peapack-Gladstone Q3 EPS $0.54, NII up 35% YoY; wealth AUM record $12.9B

## Summary
- EPS $0.54 (+20% QoQ, +54% YoY); NII up 5% QoQ and 35% YoY, NIM 2.81%.
- Deposits grew $199M in Q3 (NIB +$86M); loans grew $203M, primarily C&I.
- Wealth AUM/AUA reached record $12.9B, up 5% QoQ; gross inflows $214M in quarter.
- Nonperforming assets down 27% QoQ; core relationship deposits up $708M YTD.
- Moody's affirmed investment-grade rating with stable outlook.

## SEC filing metadata
- accession: 0001193125-25-246931
- form_type: 8-K
- ticker: PGC
- cik: 0001050743
- company_name: PEAPACK GLADSTONE FINANCIAL CORP
- filed_at: 2025-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1050743/000119312525246931/0001193125-25-246931-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1050743/000119312525246931/pgc-20251022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-246931
- JSON: https://secwatch.observer/filing/0001193125-25-246931.json
- Plain text: https://secwatch.observer/filing/0001193125-25-246931.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.