Blue Ridge Q3 net income $5.6M ($0.06 EPS), highest since 2022; NIM expands to 3.60%

BLUE RIDGE BANKSHARES, INC.

2025-Q3 EPS reported $0.07

Net income of $5.6M ($0.06 diluted EPS) vs $1.3M in Q2 2025 and $0.9M in Q3 2024; year-to-date net income $6.5M.
Net interest margin 3.60% (3.15% Q2; 2.74% Q3 2024) aided by $3.0M loan fee income from out-of-market loan payoff.
Completed $10M partial redemption of 8.65% subordinated notes; share repurchase of $2.8M (~660K shares at $4.16 avg).
Nonperforming loans rose to $28.6M (1.14% of assets) from $24.0M; $4.8M multifamily loan placed on nonaccrual.
Loan pipeline >$200M; headcount reduced to 311; management expects Q4 strength and lower consulting/legal expenses.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.