{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-247648","form_type":"8-K","ticker":"BPOP","cik":"0000763901","company_name":"POPULAR, INC.","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.103813+00:00","generated_at":"2026-05-17T02:37:47.332031+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Popular posts Q3 net income $211.3M, EPS $3.15; NPLs surge $190.6M","bullets":["Net income of $211.3M ($3.15 EPS) vs $210.4M ($3.09 EPS) in Q2 2025; net interest income up $15M to $646.5M.","Non-performing loans surged $190.6M to 1.30% of loans, driven by two large commercial loans totaling $188.4M.","Net charge-offs increased $15.6M to 0.60% annualized; ACL to NPLs dropped to 156.6% from 246.9%.","Common dividend raised to $0.75 per share from $0.70; bought back 1,000,862 shares for $119.4M at avg $119.33.","Deposits down $704M to $66.5B, led by $842M decline in P.R. public deposits; loans grew $502M to $38.7B."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-247648","json":"https://secwatch.observer/filing/0001193125-25-247648.json","markdown":"https://secwatch.observer/filing/0001193125-25-247648.md","text":"https://secwatch.observer/filing/0001193125-25-247648.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763901/000119312525247648/0001193125-25-247648-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763901/000119312525247648/d54747d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:37:47.332031+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}