{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-248746","form_type":"8-K","ticker":"WU","cik":"0001365135","company_name":"Western Union CO","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.235264+00:00","generated_at":"2026-05-17T02:28:45.790990+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Western Union Q3 revenue flat at $1.03B; adjusted EPS up to $0.47; Consumer Services +49%","bullets":["GAAP revenue $1.03B flat YoY; adjusted revenue ex-Iraq down 1%.","GAAP EPS $0.43 (down from $0.78 on prior-year IRS benefit); adjusted EPS $0.47 (up from $0.46).","Consumer Services revenue grew 49% driven by Travel Money/Eurochange acquisition; Branded Digital revenue +7% (transactions +12%).","CMT revenue declined 6% (adjusted -7% ex-Iraq); transactions down 2%.","Full-year 2025 outlook unchanged: GAAP revenue $4,085-4,185M; adjusted EPS $1.65-1.75."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-248746","json":"https://secwatch.observer/filing/0001193125-25-248746.json","markdown":"https://secwatch.observer/filing/0001193125-25-248746.md","text":"https://secwatch.observer/filing/0001193125-25-248746.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1365135/000119312525248746/0001193125-25-248746-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1365135/000119312525248746/wu-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:28:45.790990+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}