---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-248746"
form_type: "8-K"
ticker: "WU"
cik: "0001365135"
company_name: "Western Union CO"
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:28:45.790990+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Western Union Q3 revenue flat at $1.03B; adjusted EPS up to $0.47; Consumer Services +49%

## Summary
- GAAP revenue $1.03B flat YoY; adjusted revenue ex-Iraq down 1%.
- GAAP EPS $0.43 (down from $0.78 on prior-year IRS benefit); adjusted EPS $0.47 (up from $0.46).
- Consumer Services revenue grew 49% driven by Travel Money/Eurochange acquisition; Branded Digital revenue +7% (transactions +12%).
- CMT revenue declined 6% (adjusted -7% ex-Iraq); transactions down 2%.
- Full-year 2025 outlook unchanged: GAAP revenue $4,085-4,185M; adjusted EPS $1.65-1.75.

## SEC filing metadata
- accession: 0001193125-25-248746
- form_type: 8-K
- ticker: WU
- cik: 0001365135
- company_name: Western Union CO
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1365135/000119312525248746/0001193125-25-248746-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1365135/000119312525248746/wu-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-248746
- JSON: https://secwatch.observer/filing/0001193125-25-248746.json
- Plain text: https://secwatch.observer/filing/0001193125-25-248746.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.