{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-248771","form_type":"8-K","ticker":"VABK","cik":"0001572334","company_name":"Virginia National Bankshares Corp","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.791323+00:00","generated_at":"2026-05-17T02:30:14.902954+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Virginia National Bankshares Q3 net income flat at $4.6M ($0.84 EPS), declares $0.36 dividend","bullets":["Q3 2025 net income $4.6M ($0.84 diluted EPS) vs $4.6M ($0.85) a year ago.","Nine-month net income $13.3M ($2.45 diluted EPS) vs $12.4M ($2.30) in prior period.","Dividend declared $0.36 per share, payable Nov 28, 2025 to holders of record Nov 14, 2025.","Return on average assets improved to 1.12% from 1.05%; net interest margin (FTE) 3.43%.","Gross loans $1.2B, up 1.6% YoY; deposits increased 0.4% YoY but down from year-end."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-248771","json":"https://secwatch.observer/filing/0001193125-25-248771.json","markdown":"https://secwatch.observer/filing/0001193125-25-248771.md","text":"https://secwatch.observer/filing/0001193125-25-248771.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1572334/000119312525248771/0001193125-25-248771-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1572334/000119312525248771/vabk-20251022.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:30:14.902954+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}