{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-248860","form_type":"8-K","ticker":"EFSI","cik":"0000880641","company_name":"EAGLE FINANCIAL SERVICES INC","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.448865+00:00","generated_at":"2026-05-17T02:38:59.132741+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Eagle Financial Q3 net income $5.6M ($1.04 EPS), NIM expands to 3.58%","bullets":["Net income $5.584M, up 63% YoY; diluted EPS $1.04 vs $0.97 year ago.","Net interest margin 3.58% vs 3.03% a year ago; net interest income $17.2M (+30.7% YoY).","Nonperforming assets fell to $14.3M (0.74% of assets) from $17.5M; net charge-offs $2.3M in Q3.","Quarterly dividend $0.31/share declared, payable Nov 14, record Nov 3.","Promotion of Nick Smith to EVP, Deputy CFO, strengthening financial leadership."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-248860","json":"https://secwatch.observer/filing/0001193125-25-248860.json","markdown":"https://secwatch.observer/filing/0001193125-25-248860.md","text":"https://secwatch.observer/filing/0001193125-25-248860.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/880641/000119312525248860/0001193125-25-248860-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/880641/000119312525248860/efsi-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:38:59.132741+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}