secwatch.observer — SEC 8-K summary
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Issuer:     EAGLE FINANCIAL SERVICES INC (EFSI)
CIK:        0000880641
Form:       8-K
Filed at:   2025-10-23T23:59:59+00:00
Accession:  0001193125-25-248860
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Eagle Financial Q3 net income $5.6M ($1.04 EPS), NIM expands to 3.58%
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- Net income $5.584M, up 63% YoY; diluted EPS $1.04 vs $0.97 year ago.
- Net interest margin 3.58% vs 3.03% a year ago; net interest income $17.2M (+30.7% YoY).
- Nonperforming assets fell to $14.3M (0.74% of assets) from $17.5M; net charge-offs $2.3M in Q3.
- Quarterly dividend $0.31/share declared, payable Nov 14, record Nov 3.
- Promotion of Nick Smith to EVP, Deputy CFO, strengthening financial leadership.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/880641/000119312525248860/0001193125-25-248860-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/880641/000119312525248860/efsi-20251023.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-248860

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