---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-248872"
form_type: "8-K"
ticker: "AUBN"
cik: "0000750574"
company_name: "AUBURN NATIONAL BANCORPORATION, INC"
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:37:36.347791+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Auburn National Bancorp Q3 net earnings $2.2M, EPS $0.64, up 28% YoY

## Summary
- Net earnings of $2.2M ($0.64/share) vs $1.7M ($0.50/share) in Q3 2024.
- Net interest income (tax-eq) $7.6M, up 11% YoY; net interest margin 3.30%, up 25 bps.
- Negative provision for credit losses of $255k; nonperforming assets just 0.01% of total assets.
- Total assets $1.0B, loans $557.9M, deposits $917.3M; book value $25.65/share.
- Quarterly cash dividend of $0.27 per share maintained.

## SEC filing metadata
- accession: 0001193125-25-248872
- form_type: 8-K
- ticker: AUBN
- cik: 0000750574
- company_name: AUBURN NATIONAL BANCORPORATION, INC
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750574/000119312525248872/0001193125-25-248872-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750574/000119312525248872/d12580d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-248872
- JSON: https://secwatch.observer/filing/0001193125-25-248872.json
- Plain text: https://secwatch.observer/filing/0001193125-25-248872.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.