---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-248883"
form_type: "8-K"
ticker: "CCEL"
cik: "0000862692"
company_name: "CRYO CELL INTERNATIONAL INC"
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:38:53.053576+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.45
calibrated_materiality_score: 0.45
confidence: "high"
source: SEC EDGAR
---

# Cryo-Cell International amends credit agreement; reduces revolver to $8M, extends maturities to 2027/2032

## Summary
- Fifth Amendment extends RCF maturity to Oct 2027 and Term Loan maturity to Jul 2032.
- Revolving credit commitment reduced from $10M to $8M; subsidiary Celle Corp. added as guarantor.
- Applicable margins revised: Base Rate +4.25% (Term), +3.75% (Revolver); SOFR +3.25% (Term), +2.75% (Revolver); commitment fee 0.25%.

## SEC filing metadata
- accession: 0001193125-25-248883
- form_type: 8-K
- ticker: CCEL
- cik: 0000862692
- company_name: CRYO CELL INTERNATIONAL INC
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.45
- calibrated_materiality_score: 0.45
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/862692/000119312525248883/0001193125-25-248883-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/862692/000119312525248883/ccel-20251018.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-248883
- JSON: https://secwatch.observer/filing/0001193125-25-248883.json
- Plain text: https://secwatch.observer/filing/0001193125-25-248883.txt

## Key facts
- Debt Financings
  CRYO CELL INTERNATIONAL INC amended credit facility of $8,000,000 with Susser Bank at Base Rate plus 4.25% for Term Loans, Base Rate plus 3.75% for Revolving Credit L maturing October 18, 2027 for RCF Note; July 29, 2032 for Term Note.
  - Instrument: credit facility
  - Principal: $8,000,000
  - Counterparty: Susser Bank
  - Rate: Base Rate plus 4.25% for Term Loans, Base Rate plus 3.75% for Revolving Credit L
  - Maturity: October 18, 2027 for RCF Note; July 29, 2032 for Term Note
  - Event: amendment
  source text: Date to October 18, 2027 and extended the Maturity Date of the Term Note to July 29, 2032. Revolving Credit Limit. The Amendment revised the revolving credit commitment to $8,000,000. Applicable Margin . The Amendment revised the Applicable Margin per annum as set forth below: Base Rate with respect to Term Loans Base Rate with respect to Revolving Credit
  evidence_url: https://www.sec.gov/Archives/edgar/data/862692/000119312525248883/0001193125-25-248883-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.