---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-249964"
form_type: "8-K"
ticker: "LMFA"
cik: "0001640384"
company_name: "LM FUNDING AMERICA, INC."
filed_at: "2025-10-24T23:59:59+00:00"
generated_at: "2026-05-17T02:20:41.509899+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# LM Funding draws $700k second tranche from SE & AJ Liebel loan

## Summary
- On Oct 21, 2025, LM Funding drew $700k second tranche under a previously amended loan agreement.
- Total loan commitment from SE & AJ Liebel now fully drawn at $2.0M ($1.3M Sept + $0.7M).
- Proceeds net of unspecified loan fees; use of proceeds not stated.

## SEC filing metadata
- accession: 0001193125-25-249964
- form_type: 8-K
- ticker: LMFA
- cik: 0001640384
- company_name: LM FUNDING AMERICA, INC.
- filed_at: 2025-10-24T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1640384/000119312525249964/0001193125-25-249964-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1640384/000119312525249964/lmfa-20251021.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-249964
- JSON: https://secwatch.observer/filing/0001193125-25-249964.json
- Plain text: https://secwatch.observer/filing/0001193125-25-249964.txt

## Key facts
- Debt Financings
  LM FUNDING AMERICA, INC. incurred loan of $700,000 with SE & AJ Liebel Limited Partnership.
  - Instrument: loan
  - Principal: $700,000
  - Counterparty: SE & AJ Liebel Limited Partnership
  - Event: incurrence
  source text: ment to Loan Agreement and Loan Documents (the “Loan Agreement Amendment”) by and among the Company, each of LM Funding, LLC and US Digital Mining and Hosting Co., LLC (subsidiaries of the Company), as guarantors (jointly and severally, the “Guarantors”), and SE & AJ Liebel Limited Partnership, as lender (the “Lender”). The Loan Agreement Amendment amended the Loan Agreement previously entered into on August 6, 2024, among the Company, the Guarantors, and the Lender.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1640384/000119312525249964/0001193125-25-249964-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.