---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-250027"
form_type: "8-K"
ticker: "AFBI"
cik: "0001823406"
company_name: "Affinity Bancshares, Inc."
filed_at: "2025-10-24T23:59:59+00:00"
generated_at: "2026-05-17T02:21:37.241964+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Affinity Bancshares Q3 net income $2.2M, up 28% YoY; diluted EPS $0.34

## Summary
- Net income $2.2M vs $1.7M YoY; diluted EPS $0.34 vs $0.26.
- Adjusted diluted EPS $0.37 vs $0.29; operating income $2.4M.
- Total assets $925.2M (+6.7% YoY); deposits $739.4M (+9.8% YoY).
- Net interest margin 3.49%; return on assets 0.94%; efficiency ratio 64.96%.
- Tangible book value per share $17.34, up from $17.18 a year ago.

## SEC filing metadata
- accession: 0001193125-25-250027
- form_type: 8-K
- ticker: AFBI
- cik: 0001823406
- company_name: Affinity Bancshares, Inc.
- filed_at: 2025-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1823406/000119312525250027/0001193125-25-250027-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1823406/000119312525250027/afbi-20251024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-250027
- JSON: https://secwatch.observer/filing/0001193125-25-250027.json
- Plain text: https://secwatch.observer/filing/0001193125-25-250027.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.