secwatch.observer — SEC 8-K summary
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Issuer:     Affinity Bancshares, Inc. (AFBI)
CIK:        0001823406
Form:       8-K
Filed at:   2025-10-24T23:59:59+00:00
Accession:  0001193125-25-250027
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Affinity Bancshares Q3 net income $2.2M, up 28% YoY; diluted EPS $0.34
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- Net income $2.2M vs $1.7M YoY; diluted EPS $0.34 vs $0.26.
- Adjusted diluted EPS $0.37 vs $0.29; operating income $2.4M.
- Total assets $925.2M (+6.7% YoY); deposits $739.4M (+9.8% YoY).
- Net interest margin 3.49%; return on assets 0.94%; efficiency ratio 64.96%.
- Tangible book value per share $17.34, up from $17.18 a year ago.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1823406/000119312525250027/0001193125-25-250027-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1823406/000119312525250027/afbi-20251024.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-250027

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer