BCB Bancorp Q3 net income $4.3M ($0.22 EPS); net charge-offs $16.9M on cannabis loan

BCB BANCORP INC

2025-Q3 EPS reported -$0.11

Net income of $4.3M ($0.22 diluted EPS) vs. $6.7M ($0.36) in Q3 2024; YTD net loss of $498k.
Net interest margin improved to 2.88% from 2.58% YoY; provision for credit losses $4.1M (Q3 2024: $2.9M).
Net charge-offs of $16.9M in Q3 2025, including $12.7M charge-off for a cannabis loan taken to OREO.
Non-accrual loans jumped to $93.5M (3.31% of loans) from $35.3M (1.13%) a year ago.
Board declared $0.16/share quarterly dividend payable Nov 24, 2025, record Nov 10.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.