8-K
filed October 27, 2025, 7:59 PM ET
ticker BCBP
CIK 0001228454
earnings
confidence high
sentiment negative
materiality 0.75
BCB Bancorp Q3 net income $4.3M ($0.22 EPS); net charge-offs $16.9M on cannabis loan
BCB BANCORP INC
2025-Q3 EPS reported
-$0.11
- Net income of $4.3M ($0.22 diluted EPS) vs. $6.7M ($0.36) in Q3 2024; YTD net loss of $498k.
- Net interest margin improved to 2.88% from 2.58% YoY; provision for credit losses $4.1M (Q3 2024: $2.9M).
- Net charge-offs of $16.9M in Q3 2025, including $12.7M charge-off for a cannabis loan taken to OREO.
- Non-accrual loans jumped to $93.5M (3.31% of loans) from $35.3M (1.13%) a year ago.
- Board declared $0.16/share quarterly dividend payable Nov 24, 2025, record Nov 10.
Machine-readable event card
- schema_version
- secwatch.filing_event.v1
- accession
- 0001193125-25-251653
- form_type
- 8-K
- ticker
- BCBP
- cik
- 0001228454
- company_name
- BCB BANCORP INC
- filed_at
- 2025-10-27T23:59:59+00:00
- discovered_at
- 2026-05-14T18:02:38.984425+00:00
- generated_at
- 2026-05-17T02:08:50.178964+00:00
- sec_items
- ["2.02", "8.01", "9.01"]
- event_type
- earnings
- sentiment
- negative
- materiality_score
- 0.75
- calibrated_materiality_score
- 0.75
- confidence
- high
- secwatch_canonical_url
- https://secwatch.observer/filing/0001193125-25-251653
- json_url
- https://secwatch.observer/filing/0001193125-25-251653.json
- markdown_url
- https://secwatch.observer/filing/0001193125-25-251653.md
- text_url
- https://secwatch.observer/filing/0001193125-25-251653.txt
- edgar_index_url
- https://www.sec.gov/Archives/edgar/data/1228454/000119312525251653/0001193125-25-251653-index.htm
- edgar_primary_document_url
- https://www.sec.gov/Archives/edgar/data/1228454/000119312525251653/d31036d8k.htm
- generated_by_model
- deepseek-v4-flash:cloud@v2
- review_status
- machine_generated
- human_reviewed
- false
- corrected
- false
- correction_note
- null
- correction_timestamp
- null
- superseded_by
- null
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