---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-251743"
form_type: "8-K"
ticker: "BRO"
cik: "0000079282"
company_name: "BROWN & BROWN, INC."
filed_at: "2025-10-27T23:59:59+00:00"
generated_at: "2026-05-17T02:16:37.993946+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Brown & Brown Q3 revenue $1.6B (+35.4%), organic growth 3.5%; adj. EPS $1.05 (+15.4%)

## Summary
- Q3 revenues $1.6B (+35.4% YoY), commissions and fees up 34.2%; organic revenue growth 3.5%.
- GAAP diluted EPS $0.68 (down 16%); adjusted diluted EPS $1.05 (up 15.4%).
- Net income attributable to BRO $227M (down 3%) despite revenue surge; margin compression from acquisition costs.
- EBITDAC-Adjusted $587M (+41.8%), margin improved to 36.6% from 34.9%.
- Nine-month revenues $4.3B (+18.6%); organic growth 4.6%; balance sheet reflects $7.7B in acquisitions.

## SEC filing metadata
- accession: 0001193125-25-251743
- form_type: 8-K
- ticker: BRO
- cik: 0000079282
- company_name: BROWN & BROWN, INC.
- filed_at: 2025-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/79282/000119312525251743/0001193125-25-251743-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/79282/000119312525251743/bro-20251027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-251743
- JSON: https://secwatch.observer/filing/0001193125-25-251743.json
- Plain text: https://secwatch.observer/filing/0001193125-25-251743.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.