secwatch.observer — SEC 8-K summary
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Issuer:     BROWN & BROWN, INC. (BRO)
CIK:        0000079282
Form:       8-K
Filed at:   2025-10-27T23:59:59+00:00
Accession:  0001193125-25-251743
Event type: earnings
Sentiment:  neutral
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Brown & Brown Q3 revenue $1.6B (+35.4%), organic growth 3.5%; adj. EPS $1.05 (+15.4%)
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- Q3 revenues $1.6B (+35.4% YoY), commissions and fees up 34.2%; organic revenue growth 3.5%.
- GAAP diluted EPS $0.68 (down 16%); adjusted diluted EPS $1.05 (up 15.4%).
- Net income attributable to BRO $227M (down 3%) despite revenue surge; margin compression from acquisition costs.
- EBITDAC-Adjusted $587M (+41.8%), margin improved to 36.6% from 34.9%.
- Nine-month revenues $4.3B (+18.6%); organic growth 4.6%; balance sheet reflects $7.7B in acquisitions.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/79282/000119312525251743/0001193125-25-251743-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/79282/000119312525251743/bro-20251027.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-251743

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer