{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-253230","form_type":"8-K","ticker":"QNBC","cik":"0000750558","company_name":"QNB CORP.","filed_at":"2025-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.080175+00:00","generated_at":"2026-05-17T02:04:42.150238+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"QNB Corp Q3 net income $3.65M ($0.98 EPS); adjusted EPS $1.09; Victory merger progressing","bullets":["Q3 2025 net income $3.65M ($0.98 diluted EPS) vs $3.34M ($0.91) YoY; adjusted EPS $1.09 excluding merger costs.","Nine-month 2025 net income $10.11M ($2.72 diluted) vs $8.40M ($2.29) YoY; adjusted EPS $2.83.","Merger with Victory Bancorp announced Sep 23; all-stock deal; expected close Q4 2025 or Q1 2026; pro-forma ownership 76.4% QNB.","Merger-related costs of $519K in 2025; ROA 0.76% (0.85% adjusted) vs 0.74% YoY; ROE 12.49% (13.89% adjusted) vs 13.25%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-253230","json":"https://secwatch.observer/filing/0001193125-25-253230.json","markdown":"https://secwatch.observer/filing/0001193125-25-253230.md","text":"https://secwatch.observer/filing/0001193125-25-253230.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750558/000119312525253230/0001193125-25-253230-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750558/000119312525253230/qnbc-20251028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:04:42.150238+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}