secwatch.observer — SEC 8-K summary
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Issuer:     NAVIENT CORP (NAVI)
CIK:        0001593538
Form:       8-K
Filed at:   2025-10-29T23:59:59+00:00
Accession:  0001193125-25-254009
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Navient reports Q3 2025 GAAP net loss of $86M ($0.87/share); new $100M buyback authorized
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- GAAP net loss of $86M ($0.87 diluted EPS); core earnings net loss of $83M ($0.84).
- $168M provision for loan losses; $151M driven by elevated delinquencies and macro outlook.
- Private education loan originations $788M, up 58% YoY; net interest margin 2.39%.
- Repurchased $26M of shares; authorized new $100M buyback program; paid $16M in dividends.
- Operating expenses $105M; issued $543M of asset-backed securities.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1593538/000119312525254009/0001193125-25-254009-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1593538/000119312525254009/d48280d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-254009

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