---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-255527"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2025-10-29T23:59:59+00:00"
generated_at: "2026-05-17T01:49:16.611236+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital Q3 2025: net income $2.9M, EPS $0.38; declares 3% stock dividend

## Summary
- Total assets $1.22B at Sep 30, 2025, up 8% from $1.13B at Dec 31, 2024.
- 9-month net income $8.3M vs $7.6M YoY; common EPS $1.08 vs $0.97 (adjusted for stock dividend).
- Q3 net income $2.9M vs $3.0M in Q3 2024; common EPS $0.38 vs $0.39.
- Board declared 3% stock dividend payable Dec 1, 2025 to holders of record Nov 10, 2025.

## SEC filing metadata
- accession: 0001193125-25-255527
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2025-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000119312525255527/0001193125-25-255527-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000119312525255527/uwhr-20251028.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-255527
- JSON: https://secwatch.observer/filing/0001193125-25-255527.json
- Plain text: https://secwatch.observer/filing/0001193125-25-255527.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.