---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-255537"
form_type: "8-K"
ticker: "OCFC"
cik: "0001004702"
company_name: "OCEANFIRST FINANCIAL CORP"
filed_at: "2025-10-29T23:59:59+00:00"
generated_at: "2026-05-17T01:33:06.794549+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# OceanFirst prices $185M of 6.375% subordinated notes due 2035; net proceeds ~$181.9M

## Summary
- Issued $185M aggregate principal of 6.375% Fixed-to-Floating Rate Subordinated Notes due 2035.
- Interest fixed at 6.375% to Nov 15, 2030, then floats at 3-mo SOFR + 307.5 bps.
- Net proceeds ~$181.9M; will repay $125M of 5.25% subordinated notes due 2030.
- Remaining proceeds to support growth initiatives and general corporate purposes.
- Underwriters: Piper Sandler and Keefe, Bruyette & Woods; closing Oct 29, 2025.

## SEC filing metadata
- accession: 0001193125-25-255537
- form_type: 8-K
- ticker: OCFC
- cik: 0001004702
- company_name: OCEANFIRST FINANCIAL CORP
- filed_at: 2025-10-29T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1004702/000119312525255537/0001193125-25-255537-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1004702/000119312525255537/d94221d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-255537
- JSON: https://secwatch.observer/filing/0001193125-25-255537.json
- Plain text: https://secwatch.observer/filing/0001193125-25-255537.txt

## Source-grounded claims
- claim_id: f881518bfdeee32c29474cb93242047e125d3ebd
  claim: OCEANFIRST FINANCIAL CORP incurred senior notes of $185,000,000 aggregate principal amount with Wilmington Trust, National Association at 6.375% Fixed-to-Floating Rate maturing November 15, 2035.
  evidence_excerpt: “Underwriting Agreement”) with Piper Sandler & Co. and Keefe, Bruyette & Woods, Inc. (the “Underwriters”). Pursuant to the Underwriting Agreement, the Company issued and sold $185,000,000 aggregate principal amount of 6.375% Fixed-to-Floating Rate Subordinated Notes due 2035 (the “Notes”) at a public offering price equal to 100% of the aggregate principal amount of
  evidence_url: https://www.sec.gov/Archives/edgar/data/1004702/000119312525255537/0001193125-25-255537-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.