{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-256322","form_type":"8-K","ticker":"MFIN","cik":"0001000209","company_name":"MEDALLION FINANCIAL CORP","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.439003+00:00","generated_at":"2026-05-17T01:33:01.135393+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"confidence":"high","headline":"Medallion Financial Q3 adjusted net income up 31% YoY to $11.3M; loan originations surge 55%","bullets":["Net income $7.8M ($0.32/sh) includes $3.5M charge from preferred stock redemption; adjusted net income $11.3M vs $8.6M prior year.","Net interest income $55.7M (+6% YoY); loan originations $427.4M (+55% YoY) with strategic partnerships $208.4M vs $39.9M.","Loan portfolio $2.559B (+3% YoY); net book value per share $17.07 (+9% YoY).","Recreation originations $141.7M flat; home improvement originations $59.7M down 38% YoY.","Dividend $0.12 per share declared, payable Nov 24; 20% higher than prior year same quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-256322","json":"https://secwatch.observer/filing/0001193125-25-256322.json","markdown":"https://secwatch.observer/filing/0001193125-25-256322.md","text":"https://secwatch.observer/filing/0001193125-25-256322.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1000209/000119312525256322/0001193125-25-256322-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1000209/000119312525256322/mfin-20251029.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:33:01.135393+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}