---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-256322"
form_type: "8-K"
ticker: "MFIN"
cik: "0001000209"
company_name: "MEDALLION FINANCIAL CORP"
filed_at: "2025-10-29T23:59:59+00:00"
generated_at: "2026-05-17T01:33:01.135393+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Medallion Financial Q3 adjusted net income up 31% YoY to $11.3M; loan originations surge 55%

## Summary
- Net income $7.8M ($0.32/sh) includes $3.5M charge from preferred stock redemption; adjusted net income $11.3M vs $8.6M prior year.
- Net interest income $55.7M (+6% YoY); loan originations $427.4M (+55% YoY) with strategic partnerships $208.4M vs $39.9M.
- Loan portfolio $2.559B (+3% YoY); net book value per share $17.07 (+9% YoY).
- Recreation originations $141.7M flat; home improvement originations $59.7M down 38% YoY.
- Dividend $0.12 per share declared, payable Nov 24; 20% higher than prior year same quarter.

## SEC filing metadata
- accession: 0001193125-25-256322
- form_type: 8-K
- ticker: MFIN
- cik: 0001000209
- company_name: MEDALLION FINANCIAL CORP
- filed_at: 2025-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1000209/000119312525256322/0001193125-25-256322-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1000209/000119312525256322/mfin-20251029.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-256322
- JSON: https://secwatch.observer/filing/0001193125-25-256322.json
- Plain text: https://secwatch.observer/filing/0001193125-25-256322.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.