---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-256370"
form_type: "8-K"
ticker: "FUSB"
cik: "0000717806"
company_name: "FIRST US BANCSHARES, INC."
filed_at: "2025-10-29T23:59:59+00:00"
generated_at: "2026-05-17T01:46:54.778049+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First US Bancshares Q3 net income $1.9M ($0.32 EPS), up from $0.2M in Q2; credit provision falls sharply

## Summary
- Net income $1.9M ($0.32 diluted EPS) vs Q2 $0.2M ($0.03) and Q3 2024 $2.2M ($0.36).
- Provision for credit losses dropped to $0.6M from $2.7M in Q2; CEO says credit issues 'largely resolved'.
- Nonperforming assets fell to 0.19% of total assets (Dec 2024: 0.50%).
- Net interest margin stable at 3.60%, matching Q3 2024; total deposits up 1.6% QoQ to $1.00B.
- Dividend maintained at $0.07/share; no share repurchases in Q3 2025.

## SEC filing metadata
- accession: 0001193125-25-256370
- form_type: 8-K
- ticker: FUSB
- cik: 0000717806
- company_name: FIRST US BANCSHARES, INC.
- filed_at: 2025-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/717806/000119312525256370/0001193125-25-256370-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/717806/000119312525256370/fusb-20251029.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-256370
- JSON: https://secwatch.observer/filing/0001193125-25-256370.json
- Plain text: https://secwatch.observer/filing/0001193125-25-256370.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.