{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-256443","form_type":"8-K","ticker":"RM","cik":"0001519401","company_name":"Regional Management Corp.","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.617021+00:00","generated_at":"2026-05-17T01:38:27.783229+00:00","sec_items":["1.01","2.03","7.01","8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"RM completes $253M asset-backed notes at 4.83% WAC, cuts variable-rate debt","bullets":["$252.8M notes issued in 4 tranches (Class A 4.59%, B 5.00%, C 5.36%, D 6.01%); WAC 4.83%.","47 bps improvement over prior 2025-1 securitization; Class A rated AAA by S&P and Morningstar DBRS.","Proceeds used to pay down variable-rate credit facilities and fully redeem $248.7M 2021-1 notes.","After closing, ~89% of total debt is fixed-rate at 4.7% WAC with 1.2-year weighted-average revolver duration."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-256443","json":"https://secwatch.observer/filing/0001193125-25-256443.json","markdown":"https://secwatch.observer/filing/0001193125-25-256443.md","text":"https://secwatch.observer/filing/0001193125-25-256443.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519401/000119312525256443/0001193125-25-256443-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519401/000119312525256443/rm-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:38:27.783229+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}