---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-256443"
form_type: "8-K"
ticker: "RM"
cik: "0001519401"
company_name: "Regional Management Corp."
filed_at: "2025-10-29T23:59:59+00:00"
generated_at: "2026-05-17T01:38:27.783229+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# RM completes $253M asset-backed notes at 4.83% WAC, cuts variable-rate debt

## Summary
- $252.8M notes issued in 4 tranches (Class A 4.59%, B 5.00%, C 5.36%, D 6.01%); WAC 4.83%.
- 47 bps improvement over prior 2025-1 securitization; Class A rated AAA by S&P and Morningstar DBRS.
- Proceeds used to pay down variable-rate credit facilities and fully redeem $248.7M 2021-1 notes.
- After closing, ~89% of total debt is fixed-rate at 4.7% WAC with 1.2-year weighted-average revolver duration.

## SEC filing metadata
- accession: 0001193125-25-256443
- form_type: 8-K
- ticker: RM
- cik: 0001519401
- company_name: Regional Management Corp.
- filed_at: 2025-10-29T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519401/000119312525256443/0001193125-25-256443-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519401/000119312525256443/rm-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-256443
- JSON: https://secwatch.observer/filing/0001193125-25-256443.json
- Plain text: https://secwatch.observer/filing/0001193125-25-256443.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.