{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-258515","form_type":"8-K","ticker":"FBIZ","cik":"0001521951","company_name":"FIRST BUSINESS FINANCIAL SERVICES, INC.","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.624321+00:00","generated_at":"2026-05-17T01:19:23.916038+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"First Business Bank Q3 net income $14.2M, EPS $1.70; loan growth 10.4% annualized","bullets":["Net income available to common $14.2M, diluted EPS $1.70 vs $1.24 a year ago.","Loans grew $84.6M (10.4% annualized) from Q2 2025; core deposits up $59M (9.3% annualized).","Net interest margin stable at 3.68%; record pre-tax pre-provision income of $18.9M, up 22% YoY.","Tangible book value per share rose 15.6% YoY to $40.16; Private Wealth assets $3.814B.","Asset quality improved: non-performing assets down 18% from linked quarter to $23.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-258515","json":"https://secwatch.observer/filing/0001193125-25-258515.json","markdown":"https://secwatch.observer/filing/0001193125-25-258515.md","text":"https://secwatch.observer/filing/0001193125-25-258515.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1521951/000119312525258515/0001193125-25-258515-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1521951/000119312525258515/fbiz-20251030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:19:23.916038+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}