secwatch.observer — SEC 8-K summary
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Issuer:     FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)
CIK:        0001521951
Form:       8-K
Filed at:   2025-10-30T23:59:59+00:00
Accession:  0001193125-25-258515
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Business Bank Q3 net income $14.2M, EPS $1.70; loan growth 10.4% annualized
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- Net income available to common $14.2M, diluted EPS $1.70 vs $1.24 a year ago.
- Loans grew $84.6M (10.4% annualized) from Q2 2025; core deposits up $59M (9.3% annualized).
- Net interest margin stable at 3.68%; record pre-tax pre-provision income of $18.9M, up 22% YoY.
- Tangible book value per share rose 15.6% YoY to $40.16; Private Wealth assets $3.814B.
- Asset quality improved: non-performing assets down 18% from linked quarter to $23.5M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1521951/000119312525258515/0001193125-25-258515-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1521951/000119312525258515/fbiz-20251030.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-258515

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer