{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-258781","form_type":"8-K","ticker":"AJG","cik":"0000354190","company_name":"Arthur J. Gallagher & Co.","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.741233+00:00","generated_at":"2026-05-17T01:27:13.546912+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Gallagher Q3 2025 revenue +20% to $3.33B; adjusted EPS $2.32 vs $2.26; AssuredPartners closed","bullets":["Adjusted diluted EPS $2.32 (GAAP $1.04) vs $2.26 a year ago; net earnings $273.6M vs $314.1M GAAP.","Total revenue before reimbursements $3.33B, up 20% YoY; combined brokerage & risk management organic growth 4.8%.","Closed AssuredPartners acquisition for ~$13.8B on Aug 18, 2025; funded by $8.5B equity & $5.0B debt.","Brokerage segment adjusted EBITDAC $981.6M, +22% YoY; margin 33.5% including ~$76M interest income from acquisition financing.","Interest & banking costs $161.9M (up from $93.7M) reflecting debt issued for AssuredPartners."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-258781","json":"https://secwatch.observer/filing/0001193125-25-258781.json","markdown":"https://secwatch.observer/filing/0001193125-25-258781.md","text":"https://secwatch.observer/filing/0001193125-25-258781.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/354190/000119312525258781/0001193125-25-258781-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/354190/000119312525258781/d83473d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:27:13.546912+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}