{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-262533","form_type":"8-K","ticker":"EVER","cik":"0001640428","company_name":"EverQuote, Inc.","filed_at":"2025-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.023760+00:00","generated_at":"2026-05-17T00:53:55.440976+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"EverQuote Q3 revenue up 20% to $173.9M, net income $18.9M (+63% YoY), adj EBITDA $25.1M (+33%)","bullets":["Revenue $173.9M (+20% YoY); automotive vertical $157.6M (+21%), home/renters $16.3M (+15%).","GAAP net income $18.9M (+63% YoY); Adjusted EBITDA $25.1M (+33% YoY), margin 14.4%.","Repurchased $21M (900k shares) from Chairman/Co-Founder David Blundin; cash $145.8M.","Q4 guidance: revenue $174-180M (midpoint +20% YoY), adj EBITDA $21-23M, VMD $46-48M.","CEO cites AI/ML product innovation; transformation to multi-product platform for P&C insurers."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-262533","json":"https://secwatch.observer/filing/0001193125-25-262533.json","markdown":"https://secwatch.observer/filing/0001193125-25-262533.md","text":"https://secwatch.observer/filing/0001193125-25-262533.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640428/000119312525262533/0001193125-25-262533-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640428/000119312525262533/ever-20251103.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:53:55.440976+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}