secwatch.observer — SEC 8-K summary
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Issuer:     EverQuote, Inc. (EVER)
CIK:        0001640428
Form:       8-K
Filed at:   2025-11-03T23:59:59+00:00
Accession:  0001193125-25-262533
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

EverQuote Q3 revenue up 20% to $173.9M, net income $18.9M (+63% YoY), adj EBITDA $25.1M (+33%)
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- Revenue $173.9M (+20% YoY); automotive vertical $157.6M (+21%), home/renters $16.3M (+15%).
- GAAP net income $18.9M (+63% YoY); Adjusted EBITDA $25.1M (+33% YoY), margin 14.4%.
- Repurchased $21M (900k shares) from Chairman/Co-Founder David Blundin; cash $145.8M.
- Q4 guidance: revenue $174-180M (midpoint +20% YoY), adj EBITDA $21-23M, VMD $46-48M.
- CEO cites AI/ML product innovation; transformation to multi-product platform for P&C insurers.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1640428/000119312525262533/0001193125-25-262533-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1640428/000119312525262533/ever-20251103.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-262533

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer