---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-263535"
form_type: "8-K"
ticker: "DAVE"
cik: "0001841408"
company_name: "Dave Inc./DE"
filed_at: "2025-11-04T23:59:59+00:00"
generated_at: "2026-05-17T00:42:23.655250+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Dave reports Q3 revenue $150.8M (+63% YoY), GAAP net income $92.0M; raises FY2025 guidance

## Summary
- Revenue $150.8M (+63% YoY); GAAP net income $92.0M vs $0.5M in 3Q24; Adj. EBITDA $58.7M (+137%).
- ExtraCash originations $2.0B (+49%); monetization rate net of losses 4.8% (+45bps YoY); MTMs 2.77M (+17%).
- New FY2025 guidance: revenue $544-547M (prior $505-515M), Adj. EBITDA $215-218M (prior $180-190M).
- Repurchased $25M of shares in Q3; cash & equivalents $93.6M at Sep 30, no incremental credit facility use.

## SEC filing metadata
- accession: 0001193125-25-263535
- form_type: 8-K
- ticker: DAVE
- cik: 0001841408
- company_name: Dave Inc./DE
- filed_at: 2025-11-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1841408/000119312525263535/0001193125-25-263535-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1841408/000119312525263535/d85365d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-263535
- JSON: https://secwatch.observer/filing/0001193125-25-263535.json
- Plain text: https://secwatch.observer/filing/0001193125-25-263535.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.