---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-264751"
form_type: "8-K"
ticker: "MBI"
cik: "0000814585"
company_name: "MBIA INC"
filed_at: "2025-11-04T23:59:59+00:00"
generated_at: "2026-05-17T00:46:44.958147+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# MBIA Q3 2025 GAAP net loss narrows to $8M ($0.17); adjusted net income $51M ($1.03)

## Summary
- GAAP net loss $8M ($0.17/sh) vs loss $56M ($1.18/sh) in Q3 2024; improvement from PREPA benefit.
- Adjusted net income $51M ($1.03/diluted sh) vs adjusted net loss ~$0 in prior year; driven by PREPA sale.
- Liquidity $354M; share repurchase authorization remaining $71M; no share buybacks in quarter.
- National statutory capital $1.0B; claims-paying resources $1.5B; insured portfolio $23.2B gross par.
- MBIA Corp statutory capital $79M; claims-paying resources $326M.

## SEC filing metadata
- accession: 0001193125-25-264751
- form_type: 8-K
- ticker: MBI
- cik: 0000814585
- company_name: MBIA INC
- filed_at: 2025-11-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/814585/000119312525264751/0001193125-25-264751-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/814585/000119312525264751/mbi-20251104.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-264751
- JSON: https://secwatch.observer/filing/0001193125-25-264751.json
- Plain text: https://secwatch.observer/filing/0001193125-25-264751.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.