secwatch.observer — SEC 8-K summary
======================================

Issuer:     Flywire Corp (FLYW)
CIK:        0001580560
Form:       8-K
Filed at:   2025-11-04T23:59:59+00:00
Accession:  0001193125-25-264983
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Flywire beats Q3 with $200.1M revenue (+27.6% YoY); raises FY2025 guidance
--------------------------------------------------------------------------

- Revenue $200.1M (+27.6% YoY); Revenue Less Ancillary Services $194.1M (+28.2% YoY).
- Net income $29.6M vs $38.9M a year ago; Adj. EBITDA $57.1M (+35% YoY); margin 29.4%.
- Signed over 200 new clients; deepened Workday partnership for Student Information System.
- FY2025 FX-neutral RLAS growth guided 23-25% YoY (raised 400bps); aEBITDA margin +330-370bps YoY.
- Repurchased ~0.8M shares for ~$10M; paid down $45M of Sertifi-acquisition debt to $15M remaining.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1580560/000119312525264983/0001193125-25-264983-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1580560/000119312525264983/d63245d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-264983

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer