---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-270984"
form_type: "8-K"
ticker: "CIVB"
cik: "0000944745"
company_name: "CIVISTA BANCSHARES, INC."
filed_at: "2025-11-07T23:59:59+00:00"
generated_at: "2026-05-16T23:17:00.159981+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Civista completes Farmers Savings Bank merger, adds $236M deposits and two branches

## Summary
- Each Farmers share converted into $71,086.48 cash + 2,868.98 Civista shares; total cash ~$35.5M and ~1.43M shares issued.
- Merger adds two branches and ~$236M in low-cost deposits, expanding into Medina and Lorain Counties, Ohio.
- Pro forma combined organization: ~$4.4B assets, $3.2B net loans, $3.5B deposits as of Sept 30, 2025.
- System conversion scheduled for Q1 2026; customers will continue normal service until then.
- President/CEO Dennis Shaffer cites enhanced commercial lending and deeper Northeast Ohio relationships.

## SEC filing metadata
- accession: 0001193125-25-270984
- form_type: 8-K
- ticker: CIVB
- cik: 0000944745
- company_name: CIVISTA BANCSHARES, INC.
- filed_at: 2025-11-07T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.75
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/944745/000119312525270984/0001193125-25-270984-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/944745/000119312525270984/civb-20251106.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-270984
- JSON: https://secwatch.observer/filing/0001193125-25-270984.json
- Plain text: https://secwatch.observer/filing/0001193125-25-270984.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.