{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-274190","form_type":"8-K","ticker":"FLD","cik":"0001889123","company_name":"Fold Holdings, Inc.","filed_at":"2025-11-10T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.990329+00:00","generated_at":"2026-05-16T22:38:35.695332+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Fold Q3 revenue $7.4M (+41% YoY), net income $0.6M, bitcoin treasury 1,526 BTC","bullets":["Revenue $7.4M (+41% YoY), net income $0.6M, EPS $0.01; adjusted EBITDA loss $4.2M.","Total transaction volume $235M (+43% YoY); active accounts 625,000 with 7,500 new in quarter.","Bitcoin treasury 1,526 BTC as of Nov 6, valued ~$154M; no bitcoin sold since going public.","Upcoming Fold Bitcoin Rewards Credit Card with Visa/Stripe, waitlist 75,000+; rewards up to 3.5%.","Secured $45M revolving credit facility from Two Prime Lending; Fold Bitcoin Gift Card at Kroger."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-274190","json":"https://secwatch.observer/filing/0001193125-25-274190.json","markdown":"https://secwatch.observer/filing/0001193125-25-274190.md","text":"https://secwatch.observer/filing/0001193125-25-274190.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/0001193125-25-274190-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-20251110.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T22:38:35.695332+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}