{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-274210","form_type":"8-K","ticker":"FFBC","cik":"0000708955","company_name":"FIRST FINANCIAL BANCORP /OH/","filed_at":"2025-11-10T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.954247+00:00","generated_at":"2026-05-16T22:46:39.676334+00:00","sec_items":["1.01","2.03","8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"First Financial Bancorp prices $300M 6.375% subordinated notes due 2035","bullets":["$300M aggregate principal; net proceeds ~$296M after 1.25% underwriting discount.","Fixed 6.375% to Dec 1 2030, then floats at 3-month SOFR + 300 bps.","Matures Dec 1 2035; callable at par on/after Dec 1 2030 or upon tax/capital event.","Proceeds for general corporate purposes, including potential redemption of 5.25% notes due 2030.","Notes qualify as Tier 2 capital; joint book-runners KBW and Janney."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-274210","json":"https://secwatch.observer/filing/0001193125-25-274210.json","markdown":"https://secwatch.observer/filing/0001193125-25-274210.md","text":"https://secwatch.observer/filing/0001193125-25-274210.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/708955/000119312525274210/0001193125-25-274210-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/708955/000119312525274210/d67495d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T22:46:39.676334+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"041d353f277dd30d59752342e1c952448a9e313d","claim":"FIRST FINANCIAL BANCORP /OH/ incurred senior notes of $300,000,000 aggregate principal amount at 6.375% Fixed-to-Floating Rate maturing December 1, 2035.","evidence_excerpt":"On November 10, 2025, First Financial Bancorp. (the “Company”) completed the issuance and sale (the “Offering”) of $300,000,000 aggregate principal amount of its 6.375% Fixed-to-Floating Rate Subordinated Notes due 2035 (the “Notes”).","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/708955/000119312525274210/0001193125-25-274210-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$300,000,000 aggregate principal amount"},{"label":"Rate","value":"6.375% Fixed-to-Floating Rate"},{"label":"Maturity","value":"December 1, 2035"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}