---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-274210"
form_type: "8-K"
ticker: "FFBC"
cik: "0000708955"
company_name: "FIRST FINANCIAL BANCORP /OH/"
filed_at: "2025-11-10T23:59:59+00:00"
generated_at: "2026-05-16T22:46:39.676334+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# First Financial Bancorp prices $300M 6.375% subordinated notes due 2035

## Summary
- $300M aggregate principal; net proceeds ~$296M after 1.25% underwriting discount.
- Fixed 6.375% to Dec 1 2030, then floats at 3-month SOFR + 300 bps.
- Matures Dec 1 2035; callable at par on/after Dec 1 2030 or upon tax/capital event.
- Proceeds for general corporate purposes, including potential redemption of 5.25% notes due 2030.
- Notes qualify as Tier 2 capital; joint book-runners KBW and Janney.

## SEC filing metadata
- accession: 0001193125-25-274210
- form_type: 8-K
- ticker: FFBC
- cik: 0000708955
- company_name: FIRST FINANCIAL BANCORP /OH/
- filed_at: 2025-11-10T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/708955/000119312525274210/0001193125-25-274210-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/708955/000119312525274210/d67495d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-274210
- JSON: https://secwatch.observer/filing/0001193125-25-274210.json
- Plain text: https://secwatch.observer/filing/0001193125-25-274210.txt

## Key facts
- Debt Financings
  FIRST FINANCIAL BANCORP /OH/ incurred senior notes of $300,000,000 aggregate principal amount at 6.375% Fixed-to-Floating Rate maturing December 1, 2035.
  - Instrument: senior notes
  - Principal: $300,000,000 aggregate principal amount
  - Rate: 6.375% Fixed-to-Floating Rate
  - Maturity: December 1, 2035
  - Event: incurrence
  source text: On November 10, 2025, First Financial Bancorp. (the “Company”) completed the issuance and sale (the “Offering”) of $300,000,000 aggregate principal amount of its 6.375% Fixed-to-Floating Rate Subordinated Notes due 2035 (the “Notes”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/708955/000119312525274210/0001193125-25-274210-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.