secwatch.observer — SEC 8-K summary
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Issuer:     Presurance Holdings, Inc. (PRHI)
CIK:        0001502292
Form:       8-K
Filed at:   2025-11-17T23:59:59+00:00
Accession:  0001193125-25-284817
Event type: earnings
Sentiment:  negative
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Presurance Holdings reports Q3 net loss of $0.32/share; personal lines combined ratio improves to 95.2%
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- Net loss allocable to common shareholders of $3.97M ($0.32 diluted EPS) vs income of $52.8M ($4.32) year ago.
- Gross written premiums slipped 2.9% to $14.6M; net earned premiums down 53.3% to $6.8M as commercial lines runoff continues.
- Combined ratio improved to 141.2% from 143.1%; personal lines achieved underwriting profit with 95.2% combined ratio (vs 100.7%).
- Adjusted operating loss narrowed to $2.7M ($0.22/share) from $6.9M ($0.56) loss a year ago.
- Book value per common share fell to $2.07 from $4.01 one year ago, reflecting cumulative losses.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1502292/000119312525284817/0001193125-25-284817-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1502292/000119312525284817/prhi-20251112.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-284817

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer