---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-290784"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2025-11-21T23:59:59+00:00"
generated_at: "2026-05-16T17:49:30.744148+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital reports 9M net income up to $8.3M, declares 3% stock dividend

## Summary
- Assets reached $1.22B (+3% YoY); loan portfolio $682M (+$31M); core deposits grew $26M.
- Nine-month net income rose to $8.3M from $7.6M in the prior-year period.
- Board declared a 3% stock dividend to holders of record Nov 10, 2025; payable Dec 1, 2025.
- No GAAP EPS or revenue figures were provided in the shareholder letter.

## SEC filing metadata
- accession: 0001193125-25-290784
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2025-11-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000119312525290784/0001193125-25-290784-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000119312525290784/uwhr-20251121.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-290784
- JSON: https://secwatch.observer/filing/0001193125-25-290784.json
- Plain text: https://secwatch.observer/filing/0001193125-25-290784.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.