secwatch.observer — SEC 8-K summary
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Issuer:     Fold Holdings, Inc. (FLD)
CIK:        0001889123
Form:       8-K
Filed at:   2025-11-24T23:59:59+00:00
Accession:  0001193125-25-293889
Event type: debt
Sentiment:  neutral
Materiality: 0.55
Item codes: 1.01, 2.03, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Fold subsidiary amends loan: rate up to 8.5%, collateral thresholds reduced
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- Interest rate increased from 6.5% to 8.5% per annum under MLA with Two Prime Lending.
- Initial Collateral Level reduced from 250% to 160%; Collateral Call Level from 175% to 135%.
- Liquidation Level decreased from 150% to 115%; Collateral Refund Level from 345% to 190%.
- Lender now permitted to grant security interest in collateral rights under limited conditions.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1889123/000119312525293889/0001193125-25-293889-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1889123/000119312525293889/fld-20251119.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-293889

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