secwatch.observer — SEC 8-K summary ====================================== Issuer: BREAD FINANCIAL HOLDINGS, INC. (BFH) CIK: 0001101215 Form: 8-K Filed at: 2025-11-25T23:59:59+00:00 Accession: 0001193125-25-294761 Event type: debt Sentiment: neutral Materiality: 0.55 Item codes: 3.03, 5.03, 8.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 Bread Financial issues 3M depositary shares of 8.625% Non-Cumulative Perpetual Preferred Series A for $75M -------------------------------------------------------------------------------- - Issued 3M depositary shares of 8.625% Non-Cumulative Perpetual Preferred (Series A) for $75M liquidation. - Underwriting agreement with Wells Fargo, J.P. Morgan, Morgan Stanley, RBC Capital Markets dated Nov 20, 2025. - Certificate of Designations filed Nov 25, 2025, amending certificate of incorporation for Series A terms. - Dividend restrictions on junior stock if preferred dividends not declared for prior period. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/1101215/000119312525294761/0001193125-25-294761-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/1101215/000119312525294761/d48032d8k.htm HTML page: https://secwatch.observer/filing/0001193125-25-294761 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer