{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-307905","form_type":"8-K","ticker":null,"cik":"0001368757","company_name":"GTJ REIT, INC.","filed_at":"2025-12-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.240697+00:00","generated_at":"2026-05-16T14:35:53.536037+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"confidence":"high","headline":"GTJ REIT adds $20M term loan to existing credit facility, total capacity $60M","bullets":["New $20M term loan from KeyBank, maturing August 5, 2026 with one-year extension option.","Net proceeds of ~$19,949,976 to fund working capital and general corporate needs.","Total credit facility now $60M: $40M revolving line plus $20M term loan.","Term loan bears same interest rate as revolving line; 25 bps fee on principal.","Replaces prior KeyBank term loan that was repaid in full on March 15, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-307905","json":"https://secwatch.observer/filing/0001193125-25-307905.json","markdown":"https://secwatch.observer/filing/0001193125-25-307905.md","text":"https://secwatch.observer/filing/0001193125-25-307905.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1368757/000119312525307905/0001193125-25-307905-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1368757/000119312525307905/gttj-20251202.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T14:35:53.536037+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a9f2342a7fb6a7ed317e74e67948282e67f7278b","claim":"GTJ REIT, INC. incurred term loan of $20 million with Keybank National Association at same rate as set forth in the First Amended and Restated Credit Agreement for th maturing August 5, 2026.","evidence_excerpt":"The Letter Agreement and related documents establish a $20 million term loan facility under the First Amended and Restated Credit Agreement with an initial maturity date of August 5, 2026","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1368757/000119312525307905/0001193125-25-307905-index.htm","confidence":0.95,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$20 million"},{"label":"Counterparty","value":"Keybank National Association"},{"label":"Rate","value":"same rate as set forth in the First Amended and Restated Credit Agreement for th"},{"label":"Maturity","value":"August 5, 2026"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}