---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-307905"
form_type: "8-K"
ticker: null
cik: "0001368757"
company_name: "GTJ REIT, INC."
filed_at: "2025-12-04T23:59:59+00:00"
generated_at: "2026-05-16T14:35:53.536037+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.45
calibrated_materiality_score: 0.45
confidence: "high"
source: SEC EDGAR
---

# GTJ REIT adds $20M term loan to existing credit facility, total capacity $60M

## Summary
- New $20M term loan from KeyBank, maturing August 5, 2026 with one-year extension option.
- Net proceeds of ~$19,949,976 to fund working capital and general corporate needs.
- Total credit facility now $60M: $40M revolving line plus $20M term loan.
- Term loan bears same interest rate as revolving line; 25 bps fee on principal.
- Replaces prior KeyBank term loan that was repaid in full on March 15, 2024.

## SEC filing metadata
- accession: 0001193125-25-307905
- form_type: 8-K
- cik: 0001368757
- company_name: GTJ REIT, INC.
- filed_at: 2025-12-04T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.45
- calibrated_materiality_score: 0.45
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1368757/000119312525307905/0001193125-25-307905-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1368757/000119312525307905/gttj-20251202.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-307905
- JSON: https://secwatch.observer/filing/0001193125-25-307905.json
- Plain text: https://secwatch.observer/filing/0001193125-25-307905.txt

## Key facts
- Debt Financings
  GTJ REIT, INC. incurred term loan of $20 million with Keybank National Association at same rate as set forth in the First Amended and Restated Credit Agreement for th maturing August 5, 2026.
  - Instrument: term loan
  - Principal: $20 million
  - Counterparty: Keybank National Association
  - Rate: same rate as set forth in the First Amended and Restated Credit Agreement for th
  - Maturity: August 5, 2026
  - Event: incurrence
  source text: The Letter Agreement and related documents establish a $20 million term loan facility under the First Amended and Restated Credit Agreement with an initial maturity date of August 5, 2026
  evidence_url: https://www.sec.gov/Archives/edgar/data/1368757/000119312525307905/0001193125-25-307905-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.